

Think about what your loved ones may face after you’re gone. Term life insurance can help them cover everyday expenses, pay off debt, and protect savings. AD&D provides additional benefits if you die or suffer a covered loss in an accident, such as losing a limb or your eyesight.
Now that you have a deeper understanding of your financial needs and future risks.
Take advantage of our group rates on supplemental life insurance and secure up to $500,000 of additional coverage today.
| Waiver of Premium | Included |
| Portability | Included |
| Accelerated Death Benefit | Included |
| Conversion | Included |
Like any insurance, this term life insurance policy does have exclusions.
For life insurance, a suicide exclusion may apply.
This is an incomplete list of benefit exclusions. A complete list is included in the policy. State variations apply.
This is not intended as a complete description of the insurance coverage offered. Controlling provisions are provided in the policy, and this summary does not modify those provisions or the insurance in any way. This is not a binding contract. A certificate of coverage will be made available to you that describes the benefits in greater detail. Refer to your certificate for your maximum benefit amounts. Should there be a difference between this summary and the contract, the contract will govern.
Group insurance products and services described herein are issued by The Lincoln National Life Insurance Company (Fort Wayne, IN), which does not solicit business in New York, nor is it licensed to do so. In New York, insurance products are issued by Lincoln Life & Annuity Company of New York (Syracuse, NY). Both are Lincoln Financial Group® companies. Product availability and/or features may vary by state. Limitations and exclusions apply. Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates. Affiliates are separately responsible for their own financial and contractual obligations.